) Neighborhood progress loan or Local community development expenditure depth, for instance the specific type of funding and kind of entity supported (
가장 직관적이고 기본적인 방법은 웹 브라우저 주소창에 네이버 주소를 입력하는 것입니다. 네이버의 공식 주소는 ""입니다. 주소창에 이 주소를 입력하고 엔터 키를 누르면 네이버 메인 페이지로 이동합니다.
The Board will just take these opinions into consideration in connection with the lender's following scheduled CRA examination.
(iii) A listing exhibiting Each individual census tract during which the lender claimed a little small business loan or a little farm loan;
suggests, notwithstanding the definition of “modest organization” In this particular portion, a loan A part of “loans to small corporations” as claimed in Plan RC-C of the decision Report.
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
The CRA and this component usually do not require a bank to originate or purchase loans or investments or to offer services which are inconsistent with safe and seem banking techniques, like underwriting standards.
(two) In case the contributors or investors prefer to allocate Neighborhood enhancement loans or Neighborhood growth investments amongst by themselves for thought underneath this part, no participant or Trader may perhaps assert a loan origination, loan purchase, or expenditure for Group progress thing to consider if A different participant or Trader statements a similar loan origination, loan acquire, or expense; and
A bank or financial savings association's file of effectiveness would be the basis for denying or conditioning acceptance of an software outlined in paragraph (a) of the segment.
(A) A copy of the public portion of the financial institution's most up-to-date CRA effectiveness evaluation and a summary of companies supplied by the department; and
(A) A financial institution might specify once-a-year measurable targets for community progress loans, Neighborhood growth investments, or both of those. The lender have to base any yearly measurable plans to be a proportion or ratio of the financial institution's community progress loans and community enhancement investments for all or specified kinds of Group advancement described in here § 228.
) Any increase in the calendar calendar year to an current community development loan that is refinanced or renewed or to an present Local community advancement investment decision that's renewed;
(i) Impedes its ability to carry out at a satisfactory stage under the system, for instance economic constraints a result of sizeable situations that impact the nearby or national economy; or
Pursuant to § 228.21, the Retail Lending Take a look at evaluates a bank's file of assisting to satisfy the credit history demands of its whole Local community with the lender's origination and purchase of property home loan loans, multifamily loans, compact organization loans, and small farm loans.